[osreb]

For his birthday, little Joseph asked for a 10-speed bicycle. His father
said, 'Son, we'd give you one, but the mortgage on this house is
$280,000 & your mother just lost her job. There's no way we can afford it.'

The next day the father saw little Joseph heading out the front door
with a suitcase. So he asked, 'Son, where are you going?'

Little Joseph told him; 'I was walking past your room last night and
heard you telling mom you were pulling out. Then I heard her tell you to
wait because she was coming too. And I'll be damned if I'm staying here
by myself with a $280,000 mortgage & no bike.