My friend grew up on a lake with a boat. Lots of him and me skinny dipping in front of his sister, but she never participated. (This was the end of high school and throughout college.)
For a birthday once, he had 8 of us on the boat. Him and me and 6 college women. Way overloaded, but I helped all of the women get back onto the boat. No skinny dipping, but I saw down into the one-piece swimsuits of every single one of them as I helped them climb the make-shift ladder into the boat, and I saw the nipples of every single one.
After the first one, she told me to turn around as she noticed I could see down her top, but they all said they didn't care because they needed help and it was no big deal.
What a lovely day that was.
There was joking about skinny dipping, but it never happened.
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