Nothing turns me on like a woman going commando under a skirt or dress. Most that I've dated are game at least some of the time, and a few basically never wore them around me, so I have quite a few stories that fit here.
One woman I dated off and on a few years was Amy. She was tall, blonde, a little thicc and had enormous breasts. Normally she was a little awkward and nerdy, but she absolutely loved to fuck. She was kinda submissive and loved being told what to do, and was pretty down for whatever. Also at the time we were both serious drinkers, and when she drank she tended to lose all inhibitions so we got up to some wild antics together.
We were out at a bar one night and it was pretty late, and we were both pretty tipsy. She came outside where I was smoking. No one else was outside or on the street and we started making out. We had fooled around discreetly in public a few times and she would get so turned on she would start to kind of just melt. Tonight she had on a light, frilly skirt (rare for her) that was above the knee, and I started sliding my hand up her leg. I didn't waste any time and just pulled her panties down right there on the street and she kind of giggled and kicked them off before I pocketed them. We made out a little more and I rubbed her pussy a bit, but she suggested we get a cab and go fuck. We managed to find one quickly and left for her place.
It was around a 15 minute ride and part was on the expressway. We were both super horny so it wasn't long before I had my hand up her skirt in the back of the cab, and was slowly fingering her. We were trying to be sly, but she was starting to moan a little, so I eventually backed off but Amy was soaking wet by then. I think I caught the driver looking back in the mirror a few times but he never said anything. He dropped us off and I left a big tip.
She lived in a dense but quiet residential neighborhood so almost nobody was ever out late at night. We went around to the backyard of the building where her door was, and I was still sliding my hand up her skirt and and rubbing her ass. I was already rock-hard. She kind of bent over in front of me trying to get the key in the door, and I pulled her skirt up exposing all of her bare ass. I just couldn't hold back at that point, so I unzipped and pulled my cock out and just slid it right into her soaked pussy. She moaned and grabbed the door frame with both hands. It was dark but we were right under the porch light and any of the 6 or so houses bordering the yard could have easily seen us if they were awake. We only fucked there for a couple minutes but it was very hot. We finally got inside and I absolutely railed her on the bed for a good while, and then came all over her huge tits.
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