Finally have one.
Pre-fantasy (the real part): Wife's friend undergoing medical stuff. I was the one to help her with things. Ended up seeing her topless a few times, helped her get something on and ended up grazing her breasts. Helped her with special leggings and brushed her vulva over her panties a few times. I could tell she wanted me to do more to her, it was super obvious that she was leaving the ball in my court, but I wasn't going to play with fire even more.
The fantasy I am ashamed of: Lately, I wish I had done a lot more. Wish it would have led to touching her more to help her feel better, helping her reach a few orgasms, etc. Too late now, and probably for the best.
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