@Natalie, your name would let me assume you're a woman? If so, just ask the ladies.
If you're a man, talk about a European spa, a clothing optional beach, or something like that. If that goes right, then talk about how many ladies shave. Don't ask, let her tell.
If all is reallly conservative, talk about the gym or pool. Then say you were surprised that in the locker room you saw some men shave. Even Karen might be curious about the mens lockers. Tell her you thought about it. Let her ask, then ask back.
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