Wife and I both have this fantasy she would be blindfolded while fucking and sucking another guy.
Then afterwards, I would hand her a note with 5 names of people she knows ... 1 of them just fucked her.
Other than that, I think it wouldn't matter if it was a stranger or someone we know.
As long as there is a click and the other person would be able to keep his mouth shut afterwards.
But till that day comes, we'll have to manage by the fantasy