EUF
Voted EUF. Which was easy, since for me this isn't even close to being a tough choice.
As a straight man I do love a woman's body on her birthday suit... but when it comes to my humiliation fetish underwear will always take it. My particular quirk is that I especially love EUF when the only item of clothing lost is the skirt or pants, with the top remaining fully clothed (yes, I'm an ass-man). I find EUF scenarios to be more realistic than ENF. A woman ending up completely naked in public may very well spark mockery, but many bystanders would likely be compelled to help her out of compassion; being unwillingly naked in front of a fully dressed crowd is extremely humiliating, and I guess most people would relate to that. On the other hand, a woman who loses her skirt but retains her panties is much easier to laugh at, since her bum and funny bits are still covered. No compassion for the skirtless gal enduring a more bearable, albeit still highly uncomfortable level of public humiliation!
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If you love stories about women publically humiliated in their underwear, check my EUF stories in my 'Visitor Messages' panel.
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