Pretty sure I have a higher sex need than wife. So if I'm horny in bed, and its clear she's not, then I just tell her I'm going to have a wank. She's completely fine about it. We normally have a chat on whether I can just do the deed there next to her, or whether I should go into the next room. Sometimes we agree it's fine to stay (and a lot of those times she helps out), sometimes we agree it's a bit weird to stay so I go out (but I do usually grab a pair of her used panties on route).
I have told her to be as open if she ever fancies masturbating while I'm there and I'm not in the mood. That has only happened once; we'd been having sex all weekend and had just finished again 10 minutes earlier, and I just couldn't manage any more when she said she needed to cum again. So we chatted about it she, agreed she should go ahead and enjoy herself, so she sat with her back to me and I kissed her hair and cupped her breasts while she pleasured herself.
One thing about some of the posts above; whatever your girl says, 100% they masturbate when you aren't there whether they admit it to you or not. So don't feel bad that you guys do aswell. In my experience people tend to masturbate the same time, or times, of day. I know my wife is normally a 3 in the morning girl. If she wakes up and can't back to sleep, she usually has a play. I'm 100% fine with this and it's great she can enjoy her own body, as I do. And she thinks the same about me wanking, it's just she tends to get told about all attempts as they are going off as it tends to be when she's around and awake and we see no reason (and would feel a bit weird) for secrecy about it.
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