[helloyo2120]

I hate to be obvious, but I love the "locked out naked" scenario. Prolonged and/or self-inflicted embarrassment is very sexy to me, so that ends up on my list quite a bit.

10. Sarah Michelle Gellar turns into a rat. When she returns to human form without any clothes on, she's discovered by a friend - Buffy the Vampire Slayer
9. Donna Reed runs off with Jimmy Stewart's foot on her robe. She hides in the bushes while Jimmy tries to decide if he should give her robe back - It's a Wonderful Life
8. Emily Tennant is dared to go streaking around the block and is seen by friends from school - Triple Dog
7. Eva Cobo pulls Carol Cheng's towel off in front of a group of guys to distract them - Operation Condor
6. Hedy Lamarr goes skinny dipping with her clothes d****d over her horse, then her horse runs away while she chases after it - Ecstasy 1933
5. Charlotte Ross is caught undressed in the bathroom, by a kid - NYPD Blue
4. Olivia Wilde gets locked out of a hotel room naked and has to make it back to her own room - Third Person
3. Sara Forestier walks all the way to the subway station, not realizing she's naked - Le Nom Des Gens
2. Holly Hunter left handcuffed face-down in bed with the key just out of reach - Saving Grace
1. Daryl Hannah locks herself out of her house with her robe caught in the door - Roxanne

I know you don't see much in my top pick, but it was one of my first ENF scenes I had ever seen. So it gets nostalgia points for making me realize how much I like ENF.