My wife likes to be caught naked or at least partially so, but where she can claim [to herself anyway] it was a complete accident and out her control. The first time I remember seeing this was years ago when we rented a small cottage for a beach vacation. Before leaving the place for a day at the beach she will slather on sunblock while wearing just her bikini bottoms and using whatever mirror available to make certain it all has soaked in before putting on the top part and a coverup for the drive to the beach. One morning while going through her routine she was standing in the small bathroom which opened onto the living room and faced the front door. We usually left the front door and the windows open to maximize the breeze through the cottage. I heard a truck drive up the driveway of the place and I told her I thought someone was coming to take the trash, then carried on packing our bag for the day. As the bathroom window was right above the trash cans [at about chest level so perfect for anyone to look in] and the windows were wide open I thought she might want to know someone was coming and would be standing right outside the window very shortly. About minute later there was a knock on the screen door at the front door and there was the owner of the cottage with some items in his hand. I told him to come on in assuming my wife would have moved to the bedroom and out of sight of the bathroom window - and the front door. He entered the living room and just stood there for a few seconds before saying he had a couple things for the cottage... I said great and took them from him and turned to put them down when I saw my wife just then putting the top string of her bikini over her head. The owner must have had a great view of my topless wife, who had plenty of time to get out of sight if she wished. She then walked into the living room while still tying the back string of the top and the 3 of us stood about for a minute or 2 talking about pretty much nothing. The owner left and I asked my wife if she enjoyed that... and she said "What?"