How about.....
...getting out of your own car , in a car park, wearing a loosely tied/secured skirt ....you 'accidentally' close the car door on your skirt and when you walk off, the skirt stays jammed in the car door?
Another one might be where you're in a changing room partially clothed, you bend over and your ass hits the cubicle door so hard it opens leaving your ass on view to anyone lucky enough to be nearby?
The last one, for now is the simplest, you go bungee jumping off the side of a fjord in a skirt with no knickers....ok that's a little bit of fantasy but I'll conjure up the image as I fall asleep tonight!
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