Hmmm, haven't put too many contributions here, but I've contributed a lot to the interactive stories over on writing.com. Two things I'd like to add:
1) Sometimes an author adds other fetishes, if they are not to extreme. I find this to be a good practice, I sometimes found myself liking some kink I never liked before because it worked with the story. My contributions might have some spanking, hot bens, or wet and messy. I've found very few (I think, in fact 0) people who say this ruins it for them, and several who enjoyed it.
2) As far as the innocent/deserving factor, I like to cheat here. Maybe some character with an evil streak plans to humiliate some innocent young thing, and it backfires on her. But maybe, that innocent young person who escaped unscathed, will get stripped in a sequel. Then, perhaps she takes revenge. In other words, why do we have to decide? Just keep writing until it's time for a new story because it's gone back and forth so much there's nothing that hasn't been done. You could even do it tit for tat (no pun intended) where, in the context of a catfight or something, both characters are stripped by degrees. On the other hand, it's nice for one to keep her dignity for a while chapter, as you drag it out, making the comeuppance sweeter when it happens.
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