What I use,
I have a Seagate Goflex Home, 1 Tb networked hard drive. The included software works on my XP desktop, my XP netbook and my Windows 8.1 all in one. I also use Drop-box and One Drive for cloud storage. Drop-Box and One Drive are accessible to my Windows phone and Android tablet. Special files that I want access to, like wallpapers or videos I'm working on get stored to one of the clouds. Eventually everything ends up on the Terrabyte.
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